I'm no money expert and don't know what they're doing with our money so I can't judge. But what really gets my goat is, if you ask them hard questions they dodge them and then get personal, asking if you have children for no reason, as if that's all that matters in life. Childless people have been put down for too long; we are not selfish. As an adopted only child, I spend my time doing volunteer work instead of having children. Overpopulated world, you are welcome!